I think it may be too late to start pepper seeds as they grow slower but I'm no pepper expert. I do think you could plant tomato seeds now and plant in 5-6 weeks. I have on occasion got my hands on some seeds of a variety I'd been interested in late in the game and started them anyway. I glanced through my notes and saw one that was started 44 days before plant out and to my recollection, it caught up with the others. I use a heat mat to speed germination. If I were in your shoes, I'd soak the seeds to jump start it a bit and then into cells with a heat mat going. I know I wouldn't be happy with any of the varieties available around where I live, so I'd rather just start over.
Good luck!
Jen
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