I have a small business and have liability insurance that I purchase thru the company.
I also have additional liability insurance I purchase personally.
I don't know about Alaska, but in our state the only way the insurance companies will even sell you a personal liability umbrella policy is if you buy all your insurance Home - Life -Auto etc. from them.
So if you decide to purchase a policy or determine the cost of one - you might save yourself some time and start with the company you are buying other types of insurance from already and be ready for the all or none requirement.
Frank
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